I may have found the best way to borrow money! Whether its to pay off bills or to start a business there are people out there bidding on your loan to gain an investment. The site is called Prosper the concept is awesome they allow you to do the following:

• Borrow up to $25,000 at competitive rates
• Thousands of lenders compete to lower your rate
• Pay off credit cards or finance a business

And on top of that if you wanted to invest a little bit of cash you could lend people money and gain a higher rate of interest off of your money… I’ve seen rates as high as 26% and I don’t know about you but a 26% ROI is a pretty good investment. Here is some of the stuff they allow:

• Set your own rate and get a great return!
• Lend as little as $50 to help a borrower
• $25 sign-up bonus!