I was searching for ways online to “make money quick online” and that was when I came across Lending Club I thought hmmm… this is a perfect way to lend money / invest my money with prime borrowers. and by doing so I can earn from 6.69% to 19.37% on what I lend to people. It’s almost as if I’m a person to person lending bank that people can come to online and i’d be able to lend them money and make a decent profit. This is a great opportunity for any one who is trying to get their stocks out of the market but yet want to still make some profit.

Ehh if you aren’t into making money online and you just want to borrow money from multiple people then Lending Club is the perfect opportunity for that as well. As a borrower with Lending Club you have the ability to borrow up to $25,000 with rates as low as 7.88%

Games must be in good condition and your trade-in shipment valued at $10 or more

Print a shipping label and packing slip, package your games, and ship them

An Amazon.com Gift Card will be deposited into your account upon receipt of games

That’s right over at Amazon.com they allow you to trade in your games for Amazon.com credit. Which isn’t too bad if you consider some of the prices listed over on the 15 really cheap xbox 360 games. Amazon.com even allows you to check the trade-in values of your games before you send them. Some of the trade in values run the competition at a tight race…

Examples of the trade in prices:

• Xbox 360 – Trade-in Value:$16.00
  Call of Duty 4: Modern Warfare Game of the Year
  
• Nintendo Wii – Trade-in Value:$19.00
  LEGO Batman

• Nintendo DS – Trade-in Value:$9.00
  Pokemon – Diamond Version

One cool feature that Amazon offers is that the shipping for your used games is FREE! So even if no one will take you to the game store (GameStop, Blockbuster, etc) now you can just send out the game right from home.  Please note that the games must be in good condition, which means they must include the manual, cover art and case.  So they’re not like GameStop who allow trade ins that are just a disk.

Here is a list of what consoles & handheld devices they buy:
Console

• PlayStation 3
• PlayStation 2
• Xbox 360
• Xbox
• Wii
• GameCube

Handheld

• Nintendo DS
• PlayStation Portable
• Game Boy Advance

(photo: credits)

I came across a great article the had some very useful tips to help you maximize your tax deductions if you haven’t filled your taxes this year. Below are 5 of the 14 overlooked ways to slash your taxes provided by Wallet Pop…

• If You’re Going Green …
  If you made an effort to go “green” in 2008, Uncle Sam wants to put a few extra dollars in your pocket. Unlike deductions against your income, these are actual tax credits … so again every penny ends up in your pocket. Probably the biggest tax credit — between $200 and $3,500 — comes from purchasing a new hybrid vehicle. The weight of the vehicle and how much fuel it saves will have an impact on the size of your tax credit. A new energy-efficient roof for your home can also generate a tax credit of up to $500. If you bought new energy-efficient appliances for your home, these can generate tax savings, too.
• If You Pay PMI …
  When you take out a first mortgage with less than 20% down, you pay a monthly private mortgage insurance (PMI). If you took your mortgage on or after January 1, 2007, that PMI expense is now deductible. Simply use Line 13 on Schedule A — the same form that you use to deduct mortgage interest and property taxes. Your lender should make this easy by telling you the amount of your PMI premium in Box 4 of your Form 1098. This deduction is scheduled to disappear after 2010, so make the most of it while it lasts!
• If You Lost Your Job …
  Did you look for a job in 2008? If you looked for a job in the same field and at the same level as the one you left, you might be able to deduct your job search expenses as “miscellaneous itemized tax deductions.” And even if didn’t get the job, your expenses may still be deductible. Possible deductions include agency fees, resume preparation, advertising, postage, long-distance phone calls, and travel. You can claim these job-seeking expenses as long as the amount of all miscellaneous itemized tax deductions is more than 2% of your adjusted gross income (AGI).
• Tax Preparation Fees
  That’s right… ANY costs pertaining to tax planning. These are easy to forget because they really fall under the category of “miscellaneous” itemized expenses. You can write off your tax preparation fees, plus portions of any legal or accounting fees related to your taxes. Meaning if you sat down with an attorney to review your estate, and you spent a part of that time reviewing the tax implications, that time would be tax deductible.
• If You’re a Working Parent…
  This one is a tax CREDIT, not a deduction. (A tax credit actually reduces your tax bill dollar for dollar.) If you pay for childcare, including daycare or nanny services, you can reduce your taxes up to $3K for a single child or up to $6K for two or more children under the age of 13. The amount of the credit ranges from 20 to 35% of your child care costs, depending on your gross income. For example, if your income is $43K or more, you can claim a 20% credit on your childcare costs. So if you have one child and you spend $8K a year in childcare costs, you can save 20% off the first $3K — or $600. As always, certain “rules” apply.

If you haven’t filed your taxes yet there are tons of places in and around your area that stay open late so you can get them done. In addition to not having your taxes done yet here is a site offering to pay up to $250 towards the preparation of them.

Well according to engadgetmobile.com which stats that after the launch of the Apple iPhone App store in July of ‘08 and hitting 100 million downloads in September, the iPhone App Store has just crossed the 500 million download mark and it only happened six months after the site / app store opening. Which I find simply amazing when you compare that to the iTunes Music Store, which apparently took two whole years to cross the 500 million mark. Ahhh the love of technology and it’s little gadgets. And in the mix of the iPhone Apps is my friends app which I mentioned a while back if you recall… Go! the Tetris style game for your iPhone.